{
  "id": "in_upi_id",
  "kind": "datatype",
  "status": "draft",
  "name": "Indian UPI ID (virtual payment address)",
  "doc": "UPI ID, or virtual payment address, an alias of a bank account in the Unified Payments Interface run by the National Payments Corporation of India. It has the form prefix@handle: the user chooses the prefix, such as a name or mobile number, and the handle is fixed by the payment app or bank. NPCI does not publish the allowed characters; the regexp follows those used by payment apps and rejects e-mail addresses, whose domain has a dot.",
  "is_pii": true,
  "categories": [
    "finances",
    "pii"
  ],
  "country": [
    "IN"
  ],
  "langs": [
    "common"
  ],
  "classification": "identifier",
  "regexp": "^[A-Za-z0-9._-]+@[A-Za-z0-9]+$",
  "examples": [
    {
      "value": "bivek@npci",
      "description": "Sample payee address in the NPCI UPI linking specification",
      "valid": true
    },
    {
      "value": "bivekrath@npci",
      "description": "Sample payee address in the NPCI UPI linking specification",
      "valid": true
    },
    {
      "value": "user@gmail.com",
      "description": "An e-mail address, the handle has no dot",
      "valid": false
    }
  ],
  "links": [
    {
      "type": "wikipedia",
      "url": "https://en.wikipedia.org/wiki/Unified_Payments_Interface"
    },
    {
      "type": "doc",
      "url": "https://www.npci.org.in/uploads/BHIM_UPI_Guidelines_2026_012a0b1bce.pdf"
    }
  ],
  "quality": {
    "score": 75,
    "missing": [
      "mapping (Wikidata, Schema.org, ...)",
      "translation",
      "detector coverage"
    ]
  },
  "source": {
    "path": "data/datatypes/IN/finances/in_upi_id.yaml",
    "url": "https://github.com/apicrafter/metacrafter-registry/blob/main/data/datatypes/IN/finances/in_upi_id.yaml",
    "edit_url": "https://github.com/apicrafter/metacrafter-registry/edit/main/data/datatypes/IN/finances/in_upi_id.yaml"
  },
  "urls": {
    "html": "https://registry.apicrafter.io/datatype/in_upi_id",
    "json": "https://registry.apicrafter.io/api/v1/datatypes/in_upi_id.json"
  }
}